Welcome
By accessing or using the Mecx Lender platform (“Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.
Mecx Lender is a digital-asset lending platform supporting XRP and RLUSD. The Service allows eligible users to deposit supported assets and earn yield through lending activities. Current rates, durations, and compounding terms are displayed before each lending confirmation.
You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you meet this requirement and are not prohibited from using the Service under applicable laws in your jurisdiction.
To use the Service, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials, including enabling two-factor authentication (2FA) for enhanced security. You are responsible for all activities that occur under your account.
Earnings are calculated according to the rate, duration, payout interval, and compounding terms displayed for the selected lending option. Credited earnings are reflected in the applicable account balance.
Eligible users may participate in the Mecx Lender affiliate program. Current commission rates and qualification terms are displayed within the affiliate area and may be modified in accordance with program rules.
Digital assets carry inherent risks, including market volatility, liquidity constraints, regulatory changes, network disruption, and technological risks. By using the Service, you acknowledge these risks and accept responsibility for your decisions.
To the maximum extent permitted by law, Mecx Lender shall not be liable for indirect, incidental, special, consequential, or punitive damages; loss of profits or revenues; or loss of data, use, goodwill, or other intangible losses.
We may modify these Terms of Service at any time. Changes become effective when posted. Your continued use of the Service after changes are posted constitutes acceptance of the revised terms.
If you have questions about these Terms of Service, please contact us through the Support page.
Last updated: March 6, 2026
We may collect the following information when you use Mecx Lender:
Your data is stored using access controls, encryption, and other industry-standard security practices. Communications are protected using TLS/SSL, and we take reasonable technical and organizational measures to protect personal information.
We do not sell, trade, or rent your personal information. We may share information only:
We use essential cookies to maintain sessions, security, and preferences. We do not use third-party advertising cookies. Authentication cookies may remain until they expire, you log out, or you remove them through your browser.
Subject to applicable law, you may have the right to:
We retain personal data while your account is active and as needed to provide the Service. Transaction records may be retained for longer periods where required by financial, tax, anti-fraud, or other legal obligations.
The Service is not directed to anyone under 18. We do not knowingly collect personal information from children. If we learn that a child has supplied personal information, we will take appropriate steps to remove it.
We may update this Privacy Policy periodically. Changes will be posted with a revised update date. Continued use of the Service after an update constitutes acknowledgment of the revised policy.
If you have questions about this Privacy Policy or our data practices, please contact us through the Support page.
